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Loan Rates*
(as of August 22, 2007)
12 months 24 months 36 months 48 months 60 months 72 months
Signature Loans 10.14-17.64% 10.14-17.64% 10.14-17.64%
Used Car 5.24-15.74% 5.49-15.99% 5.74-16.24% 5.99-16.49% 6.24-16.74%
New Car 5.24-15.74% 5.49-15.99% 5.74-16.24% 5.99-16.49% 6.24-16.74% 6.49-16.99%
New Motorcycle 5.24-15.74% 5.49-15.99% 5.74-16.24% 6.24-16.74% 7.14-17.64% 7.74-18.00%
Used Motorcycle 5.24-15.74% 5.49-15.99% 5.74-16.24% 6.24-16.74%
New Boat 6.74-14.24% 6.74-14.24% 7.74-15.24%  7.474-15.24% 8.24-15.74%
Used Boat 6.74-14.24% 6.74-14.24% 7.74-15.24%  7.74-15.24% 8.24-15.74%
Mobile Home ** 6.74-14.24% 7.74-15.24% 8.74-16.24% 9.74-17.24% 10.74-18.00% 11.24-18.00%
Share Secured 2% over share dividend rate for tier of shares secured
MasterCard Regular 10.9%
MasterCard Gold 8.9%

Deposit Rates
(as of September 1, 2007)

Share Dividends

  Rate APY
$100.00 to $5,005.00 1.00% 1.00%
$5,006.00 to $20,005.00 1.25% 1.26%
>$20,006.00 1.50% 1.51%

Money Market Checking

  Rate APY
(Minimum $5,000) 1.25% 1.26%

Share Certificates ($1,000 - $24,999)

  Rate APY
6 months 2.75% 2.79%
1 year 3.50% 3.50%
2 years 3.75% 3.75%

Share Certificates ($25,000 or greater)

  Rate APY
6 months 3.50% 3.53%
1 year 4.55% 4.55%
2 year 4.65% 4.65%

Individual Retirement Account Shares (same as Regular Shares +1/2%)

  Rate APY
6 months 3.25% 3.27%
1 year 4.00% 4.00%
2 years 4.25% 4.25%

Tiger Club

  Rate APY
(Children's Account) 1.00% 1.00%

Christmas Club

  Rate APY
(Payroll deduction only) 4.00% 4.07%

Notes:

* Discounts are available on all loans (including car, truck, and signature) except MasterCard, share secured, and overdraft protection. All discounts may be combined for the lowest possible rate. Members receive % discount for having a TrustUS FCU MasterCard and a % discount for having a direct deposit checking account. Members may receive additional discounts ranging from 3.0% to 1 1/2% if they have good credit or may pay a premium of up to 4% if they have bad credit. These discounts define ranges in rates for each loan type and term. The lowest shows all discounts.

** Modular homes in Texas only.